Clinical Pastoral Education Center Spiritual Care And Pastoral Education DepartmentThe Obama Administration and proponents of Obamacare have continued to downplay the cancellations of the health insurance of 4.7 million individual policy-holders who received notices that our polices would be ending in 2014 because they didn't comply with the new healthcare law. I was able to temporarily renew my so-called "junk policy." I wanted to keep it because my deductible is 50% lower than the lowest deductible found on any comparable policy in my area on the exchange, and my current plan has a much less restrictive provider network. Most importantly my premium is about 60% lower than I would pay on the exchange, that's after the subsidy..But in the meantime, beware of scams and identity theft attempts. Scammers are taking advantage of the confusion created by the transition, and reports of Medicare card scams are rampant. The two most important things to know: Medicare will not call or contact you for "information about your account," and the new card will not cost you anything..Improving the disability program's integrity by prohibiting the use of medical evidence from health providers who have been convicted of a felony, when deciding whether an applicant qualifies for benefits. This would make it more difficult for criminals to game the system. … Continued
United Hospital ServicesThe cuts in federal aid to Meals on Wheels programs may end up costing the government if seniors need to move to nursing homes. The Center for Effective Government released a report estimating that the cuts would add 9 million a year in Medicaid costs for the remaining months of fiscal 201The group said that even if only 350 people were admitted to nursing homes due to missing out on Meals on Wheels deliveries and then stayed there at least a year, the savings from the sequester cuts would be lost. The Medicaid share of keeping someone in a nursing home for a year is about ,878..In addition to expenses such as out-of-pocket drug costs, and co-pays for visits to the doctor, here are a few of the most common overlooked medical deductions:.The coronavirus has caused a dramatic decline in home mortgage rates, but that doesn't necessarily mean it's a good time for everyone to refinance. The good news is that, in many areas of the country, lenders and states are making the process safer for your physical health. That said, refinancing in retirement is still a process that carries risk to your fiscal health. … Continued