My Medigap premium is more than 0 per month. I'm paying 4.60 for Medicare Part B and per month for a Part D plan. I've learned there's a Medicare Advantage plan in my area that only charges a premium of a month, and that includes Part D and some vision benefits. I'm 7Is it a good idea to try Medicare Advantage?.For more information about town hall meetings near you during the holiday recess, call the local offices of your Members of Congress. For contact information, click HERE..TSCL has been monitoring the case closely in recent months because if implemented, the executive orders would have provided millions of undocumented immigrants with controversial access to Social Security and Medicare benefits. In a press release, Ed Cates TSCL's Chairman said: "Concern is high that undocumented immigrants who were illegally present and who worked under fake, invalid, or fraudulent Social Security numbers may benefit based on such work, potentially at the expense of others who paid into the system the legal way.".We should also ensure senior citizens are getting an accurate cost of living adjustment. The model the government is using right now would be fine if seniors were regularly buying iPods and laptop computers. But that's just not the case. I've proposed a better way to calculate the COLA based on items seniors actually use, such as food, housing, gasoline, healthcare and prescription drugs..Most seniors are aware of the impact of the consumer price index on COLAs. But switching to the more slowly growing "chained" CPI, if applied government-wide, would be far more reaching than Social Security cuts alone. In every aspect where applied, seniors would receive less in benefits and pay more in higher taxes. The following chart illustrates:.The study examined the increase in costs of 39 key items between 2000 and January 201The items were chosen because they are typical of the costs of most Social Security recipients, and include expenditures like Medicare Part B premium, that are not measured by the index currently used to calculate the COLA. Of the 39 items analyzed, 26 increased faster than the COLA over the same period. "This study illustrates why Congress should enact legislation to provide a more fair and adequate COLA," says The Senior Citizens' Executive Director, Shannon Benton. "To put it in perspective, for every 0 worth of groceries a retiree household could afford in 2000, they can only buy worth today," Benton adds..With people living longer, retiring too early means potentially leaving tens of thousands in retirement income behind. Who can afford to do that? If you haven't started benefits yet, beware of the anchor effect, and remember that age 70 is the age to get your maximum retirement benefit. Individual circumstances vary though. It's a good idea to get professional help if you can, to take your time to learn about your benefits, and to decide the best age for you to start benefits. This is an important decision. It pays to take your time. To learn more about the "anchor effect," read "What Was I Thinking?".Retirees frequently say that their annual cost-of-living adjustment does not adequately keep pace with rising costs. To learn if this is the case, this study, now in its eleventh year, looks at 40 expenditures that are typical for people age 65 and up, comparing the growth in the prices of those goods and services, to the growth in COLAs..I turn 66 this year and my wife is 6Neither one of us has started Social Security. We receive health insurance through my employer. Do we need to sign up for Medicare yet?

Patient Education Breastfeeding Expressing And Storing Breastmilk

TSCL enthusiastically supports H.R. 1776, and we were pleased to see support grow for it this week. For more information, visit the Bill Tracking section of our website..Because of your concerns in this regard, you will be pleased to learn of H.R. 1030, the Consumer Price Index for Elderly Consumers Act of 201This legislation would direct the Department of Labor to prepare and publish a monthly CPI for Elderly Consumers that indicates changes over time in expenditures for consumption that is typical for individuals 62 years or older. The bill would then amend current law to provide for the use of such new CPI in the computation of COLA increases for Social Security and Medicare benefits..Your doctor signs a home health care certification, confirming that you are homebound and need intermittent skilled care. The certification also must state that your doctor as approved a plan of care for you and that the face to face meeting requirement was met. … Continued

Medicare Report The Latest On Geographic Variation In Medicare Spending A Demographic Divide Persists But Variation Has Narrowed

Pressure on Congress is ramping up for immigration legislation that provides a "clear path to citizenship" for an estimated 12 million illegal immigrants. House GOP Members are reportedly working on several immigration bills, including two that would grant some form of legal status. Conservative pro-immigration reform groups, including business leaders and law enforcement, are pushing the House to take action, perhaps early this spring. The Senate passed an immigration reform bill last July..Last year TSCL joined the fight to end "surprise billing," a practice that generally refers to expensive, unexpected medical bills that patients receive from hospitals and doctors' offices even when they have health insurance that they expect will cover the majority of the costs of treatment..The idea is to cut government spending on Medicare by limiting the annual growth of the Medicare voucher to the growth of the gross domestic product plus one percentage point. However, for the last 40 years national healthcare spending has exceeded the growth of the gross domestic product by more than two percentage points, and TSCL is highly concerned that the vouchers would rapidly become increasingly inadequate to purchase sufficient coverage or that seniors would face significantly higher premiums. In addition, the CBO recently wrote that the average age and cost of enrollees remaining in the current system would increase over time, and TSCL believes that would lead to far higher premiums for older beneficiaries as well. … Continued

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