Is Dental Insurance Worth The Money?.While you may be familiar with the problem of our government using a price index that reflects the inflation experience of younger workers rather than retired people over the age of 62, you quite likely have not heard very much about the specifics of how our government calculates price indexes. What the average person thinks of as a straight - forward mathematical calculation, the federal government can approach in convoluted ways..You will need to contact Social Security at to request an appointment. Social Security has a local office locator that you can find here. In the meantime learn more about Social Security survivors benefits on the.Key Senate Bill Gains Support.The Ryan Budget would not only force seniors to pay more for their healthcare but it would reopen the Medicare prescription drug 'donut hole,' forcing many seniors to pay more for their life-saving prescription medications..I was looking forward to saving some money on premiums when I started Medicare. Boy was I surprised when my doctor discovered a new health problem and my out-of-pocket costs jumped instead. How can I budget for this in the future? I'm in a Medicare Advantage plan.."To avoid overpaying for prescriptions, and to find the most affordable coverage, the importance of comparing drug plans during one's initial enrollment in Medicare, and during Medicare's annual Fall Open Enrollment period October 15th -December 7th can't be overstated," Johnson says. Most people 65 and over take more than one prescription drug, and to get the best plan, consumers need to compare plans based on all the drugs they actually take. In addition, consumers should compare prices between pharmacies, including mail order, which can also vary..Social Security benefit "boost" legislation under consideration in the House not only would boost benefits by about per month on average, it also includes a provision that would allow senior taxpayers to keep more of their money. Under current law, up to 50% of Social Security benefits are taxable when the sum of the recipients' modified adjusted gross income, plus half of Social Security benefits, exceeds ,000 for a couple filing jointly, or ,000 for a single taxpayer. As much as 85% of Social Security benefits may be taxable when the income is above ,000 for joint filers, or ,000 single filers. Revenues from the taxation of Social Security benefits flow to the Social Security and Medicare Trust Funds, and go towards the financing of benefits..View Cosponsors

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So far critics of the program have not convinced CMS to pare down the size of the demonstrations and states winning approval will get the green light to start shifting patients into managed care plans starting next year..Finally, there is little support for the tax cut among senior citizens. The findings of TSCL's 2012 Senior Survey have indicated that nearly fifty–six percent of seniors disagree with the use of the payroll tax cut as a means to stimulate the economy. Among those surveyed, only twenty-five percent said they agree with the use of the tax holiday..How the Categories Compare Between the CPI-W and the CPI-E … Continued

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The term "Notch" refers to the disparity in Social Security benefits paid to people born from 1917 through 1926 and those paid to people born before and after them with similar work/earnings records. Many of those born during the Notch period feel they have not been treated fairly and are not receiving the benefits that Congress intended. On the other hand, the Social Security Administration, some government officials, and the AARP say that those born during the Notch period are treated fairly and receiving the benefits that Congress intended. The SSA and the AARP say that Social Security does not promise a specific amount of benefits, rather Social Security is designed to replace a certain percentage of pre-retirement earnings. Who is correct?.As part of efforts to strengthen the Social Security system, Congress included the Windfall Elimination Provision and the Government Pension Offset in the Social Security Act of 198While intentions were noble, these changes did little to protect the Social Security system. Instead, they unjustly penalized millions of public sector employees..Keep retirement accounts invested in age appropriate choices. … Continued

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