If your ex-spouse has not applied for benefits, but qualifies for them, you may still file for divorced spouse benefits on their record if you have been divorced for at least two years..If you are having trouble affording costs as they are in 2014, premiums and possibly some of your out-of-pocket costs may be higher in 201If your premium subsidy remains unchanged, that would mean it would be up to you to cover increased costs..For progress updates or for more information about these and other bills that would strengthen Social Security and Medicare programs, visit the Bill Tracking section of our website or follow TSCL on Twitter.After passing The Middle Class Tax Relief and Job Creation Act late last month, Congressional leaders quickly began selecting conferees to be named on the payroll tax conference committee. The bi-partisan panel will negotiate details beyond the 60-day payroll tax holiday extension and "doc fix" that will expire March 1st..TSCL believes that in the lame-duck session following the November elections, Congress must prioritize the passage of legislation that would make the Social Security COLA more fair and accurate. In the weeks ahead, our legislative team will continue to advocate for the CPI-E Act, as well as for legislation like the SAVE Benefits Act, which would make up for this year's zero COLA with a one-time emergency 3.9 percent increase. For progress updates, follow TSCL on Twitter or Facebook..If you do return to work, it is possible that your earnings could subject a portion of your Social Security benefits to taxation. If this happens, you could wind up with only a small gain, or even lose money after paying the increased tax on earnings and Social Security benefits. Before taking on work to earn extra income, calculate the tax cost. A good tax guide like J.K. Lasser's Your Income Tax contains worksheets to help you do this. Tax guides can often be found in many public libraries, or visit for more information..He continued his career at Bruce W. Eberle and Associates, another nationally-prominent direct marketing agency from 2002 2004, before making a career change and becoming Legislative Director for The Retired Enlisted Association, the largest organization exclusively for retired enlisted military personnel from all branches of the armed services in the nation. At TREA he was a registered lobbyist dealing with issues of concern to military retirees, including retired pay and health care..The Senior Citizens League is working for enactment of legislative measures that would lower prescription drug costs. To learn how to get involved, visit..To learn more about avoiding problems with your drug plan, and how to prevent unnecessary drug costs in 2012, read some of the related Frequently Asked Questions.

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A push in the House to give legal status to illegal immigrants is reviving some movement toward immigration legislation this year. But the effort is running into outspoken opposition, including that from TSCL's grass roots senior members and supporters. At issue is whether undocumented immigrants, who have used fraudulent Social Security numbers to get jobs, would be allowed to claim Social Security payments based on earnings under those numbers..It depends. If you meet the requirements you're OK to delay. It's important to keep in mind that failure to enroll in Medicare on time is one of the most costly mistakes that working Medicare-age seniors make. You can wind up getting hit with late enrollment penalties that you'll have to pay every year for the rest of your life. Those penalties could drain thousands in extra Medicare costs from you and your wife's savings and income..Questions To Ask Your Member Of Congress At Your Next Town Hall … Continued

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On Wednesday, the Energy and Commerce Health Subcommittee met to discuss reform of the Medicare physician payment system with a panel of five experts. The hearing, entitled "Using Innovation to Reform Medicare Physician Payment," focused on ideas from the private sector..Also this week, one new cosponsor Rep. Lou Barletta signed on to Rep. John Duncan's CPI for Seniors Act. The cosponsor total for this bill is now at 11..As long as all other qualifications are met, and they have evidence of their earnings, like W2s, they may file a claim for Social Security benefits. Others who receive an SSN after 2004 must have work authorization to claim benefits. Yet even people who worked illegally for many years sometimes later change status. That can occur even without an amnesty, especially if the illegals have children who were born in this country. Because the children are born as U.S. citizens, when they become adults they can sponsor their parents to stay in the U.S. legally and to receive work authorization. If their parents kept W2s and evidence earnings, those work credits will be re-instated to their new SSNs. Once they receive work authorization, noncitizens can later file a claim for Social Security benefits. … Continued

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