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As I turn on the hose, I look over at my car and decide it needs washing..Washington, DC) How is the pandemic affecting retirement savings? Forty - eight percent of retirees with retirement accounts say that their savings have not recovered pre-pandemic levels, according to a new survey by The Senior Citizens League. "There's no doubt about it, the Coronavirus - caused recession is forcing many older adults to rethink retirement plans," says Mary Johnson, Social Security and Medicare policy analyst for The Senior Citizens League. "While the U.S. stock market ended 2020 at an all - time high, the retirement savings held by many retired adults do not appear to have benefited from the run up," Johnson says. "This is exactly why the guaranteed income nature of Social Security is so important," she notes..Opportunity to utilize new technologies such as telemedicine that bring health care to those in rural communities..Petition to Congress: A Fair Cost of Living Adjustment for Social Security Benefits.The Social Security Trust Fund is the single largest holder of U.S. debt. In the past, when more payroll taxes were received than required to pay benefits, the surplus was by law, used for other purposes. The federal government accounted for borrowing the funds by issuing I.O.Us from the U.S. Treasury to Social Security or Medicare Trust Funds. In recent years, the program's financing reversed and now both Social Security and Medicare Trust Funds are paying out more in benefits than money coming in. Both now rely on drawing down the interest and then the I.O.Us. But when the rest of the federal budget is in deficit, the government must borrow to pay Social Security and Medicare benefits. And according to a growing number of economists, those borrowing days are numbered..COLAs are calculated using the Consumer Price Index for Urban Wage Earners. This simply does not make sense for seniors. This method of calculation considers spending habits of younger workers who are more likely to spend their dollars on electronic devices and consumer goods. Seniors are more likely to spend money on medical services and housing expenses. The prices of these items rise significantly higher than what the CPI-W calculates.."Anyone would have to acknowledge that a lot of what has gone on with the pharmaceutical industry as it relates to their contacts with doctors is lobbying, pure and simple," McCaskill said in the hearing. "If we are going to limit the lunches that can be bought for members of Congress in the context of lobbying, shouldn't we have the same kind of disclosures with doctors? And if it is in fact about the patients, the industry should have no problem disclosing how much money they are spending on doctors in terms of recreational time. I'm talking about golf, I'm talking about trips, I'm talking about dinners, I'm talking about expensive wine. Why in the world would we allow that to go on without the public and the patients knowing that's going on?".It can happen because the patient got treated by a doctor not on the list of providers that contract with that person's health plan to provide care at negotiated rates. This can happen on visits to a hospital emergency room, when there's no option of which doctor to see, for example..Consider dental savings plans. These are buying club - like programs for which you pay an annual fee of to 0 to access a network of dentists who offer discounts of up to 50% for members. You can find a dental plan online at DentalPlans.com.