This week, the implementation of President Obama's recent immigration orders was halted by a federal court ruling. In addition, The Senior Citizens League announced its support for one new piece of legislation..Pay off an existing mortgage. When you make additional principal payments on an outstanding mortgage balance, the lower balance will save you interest expense. If you have an amortized fixed-rate mortgage, the monthly amount of the payment doesn't change. With the additional principal payments the loan balance declines and more of your monthly payment goes toward the repayment of principal. You will repay the loan faster than the stated loan term on your contract. You can find mortgage calculators online, to help you determine how extra principal payments reduce your mortgage interest expense and the remaining loan term. When considering pre-paying your mortgage, consider the rates of return. If you were to save the extra cash in a savings account or CD, your rate of return currently is quite low and prepaying your mortgage may give you a better return based on the interest rate of your loan. Financial advisors, however, generally recommend that you pay off your mortgage out of income, and not cash from your retirement accounts. Your retirement accounts provide you with a savings cushion, that most seniors will need later in retirement, and they are protected from creditors..Members of Congress Support Key Bills.A divorce can throw a monkey wrench into retirement plans, especially for women whose earning records may have fewer work years and at lower earnings than their former spouses. Understanding your options can help you maximize your Social Security benefit and live a more secure retirement. Here are the four main eligibility rules to qualify for a benefit based on the work record of an ex-spouse:.TSCL supports the "No Social Security for Illegal Immigrants Act" introduced by Representative Dana Rohrabacher which would ban the use of earnings for jobs worked while illegal to be used to determine entitlement..Those in the Senate will resume work next week on the Better Care Reconciliation Act, which will have a significant impact on the health and financial security of older Americans if adopted. If Republican leaders in the Senate successfully negotiate a compromise with the most conservative and moderate members of the party, the BCRA could be signed into law before the end of this month..This week, lawmakers in the House passed legislation that would fund the Department of Homeland Security through September and address President Obama's recent immigration orders. In addition, The Senior Citizens League announced its support for two new pieces of legislation..I was diagnosed with metastatic breast cancer. My doctor first prescribed Femara. Within a few weeks, I knew I was not going to be able to continue with this medication because I was experiencing severe bone and joint pain. My doctor then chose Aromasin. This was obviously the drug for me..We've heard stories about cutting back on prescriptions over the years, but recently I heard one about a diabetic who was forced to cut back on the amount of insulin that she needed to control blood sugar. She was going into debt to buy Lantus insulin. Cutting back, and not taking the recommended dosage to control her blood sugar, triggered severe nerve pain and sent the woman back to her doctor.

Human Services Brain Science Interventions And Policy Implications

Rep. Bill Pascrell has urged President Biden to fire the entire USPS Board of Governors. "The continued challenges in preserving our Postal Service to survive and endure are gargantuan, and so demand bold solutions to meet them. To begin that work, we must have a governing body that can be trusted to represent the public interest," Pascrell wrote..The American Health Care Act will go next to the Senate. TSCL strongly opposes this legislation and is urging older Americans to contact their Members of Congress. To learn more, visit..During debate on the bill, it was proposed that Washington's Birthday be renamed Presidents' Day to honor the birthdays of both Washington and Lincoln ; although Lincoln's birthday was celebrated in many states, it was never an official federal holiday. Following much discussion, Congress rejected the name change. After the bill went into effect in 1971, however, Presidents' Day became the commonly accepted name, due in part to retailers' use of that name to promote sales and the holiday's proximity to Lincoln's birthday. Presidents' Day is usually marked by public ceremonies in Washington, D.C., and throughout the country. … Continued

Report Section Current Flexibility In Medicaid Issue Brief

Refinancing a mortgage in retirement is a "special needs" situation. TSCL highly recommends that this should be discussed with an unbiased financial advisor..This week, lawmakers returned to Capitol Hill and two committees held hearings to discuss the opioid epidemic. In addition, The Senior Citizens League saw support grow for several key bills..This week, budget conferees released their fiscal 2016 blueprint, and lawmakers in the House voted in favor of it. In addition, The Senior Citizens League announced its support for one new piece of legislation the Protecting and Preserving Social Security Act. … Continued

Contact Atavista Farm Today!