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Firstly, the Senior Security Act will create a Senior Investor Taskforce at the SEC that will exclusively focus on how seniors are being targeted by fraudsters and those who seek to take financial advantage of them. This new Taskforce will identify challenges that senior investors encounter and will identify areas within the SEC or other organizations where senior investors would benefit from changes. The Senior Investor Taskforce will also coordinate with other offices within the Commission and the Elder Justice Coordinating Council. When appropriate, the Taskforce will consult state securities and law enforcement and state insurance regulators to ensure we're all doing as much as we can, at every level of government, to stop this..If you are under age 65 and uninsured, be sure to claim the correct income if you purchase health insurance through or a state health insurance exchange. When you purchase health insurance through the federal or a state health insurance exchange, you may qualify for a subsidy that helps lower the costs of your premiums. In reality that subsidy is an advance tax credit based on income. If you received a subsidy in 2014, and your income is higher than you estimated, you could wind up having to pay some or even all of it back at tax time. If your income has gone up, contact or your state insurance exchange to update your information. Coverage for 2014 ends December 31, 201Open enrollment for 2015 is now underway and runs through February 15, 2015..Here's a checklist of red flags to be concerned about:.Doctors, hospitals, and other providers would also be affected payments would be reduced to nursing homes, teaching hospitals, and other facilities, and doctors would no longer be paid according to the fee schedule laid out in the flawed sustainable growth rate formula. While some of these changes including the repeal of the SGR would be welcomed by TSCL, we do have serious concerns about the increased cost-sharing that many beneficiaries would see under the plan..The TSCL poll found seniors were closely split over the two other leading approaches to address the disability program's solvency. Forty-eight percent favored tightening Social Security's disability eligibility requirements and conducting more annual eligibility reviews to reduce fraud. Fifty-one percent favor requiring high wage earners to pay Social Security taxes on all of their incomes. "TSCL believes that the only way Congress will forge an agreement is through bipartisan efforts that use a combination of the two approaches," Cates states. What do you think about issues affecting seniors? Take a poll. Visit TSCL's website at..Shop around Learn the going rate for veterinary services in your area. Get estimates from two or three vets, including vets who have been practicing for a long time..Our voices and our votes collectively are how we counteract all the money the drug companies throw around to influence Congress..Social Security disability benefits are financed through the taxes paid by workers and their employers on earnings up to a cap of 7,000. Of the 6.2% that each pays, 0.9% goes to Disability Insurance and the rest goes to pay retirement and survivors benefits..The problem is well known, but so far Congress has taken no action to address it. The Medicare Trustees have for years described in their annual report how rising Medicare costs will take an ever-growing portion of Social Security benefits. They estimate that Medicare Part B and Part D premiums, as well as cost sharing for both programs, currently equals just 24 percent of the level of the average Social Security benefit. But that estimate does not include many of the typical Medicare costs that most retirees actually have, and thus understates the scope of the problem. The findings based on your participation in TSCL's annual Senior Survey is proof of that.