Rehab the kitchen. Mid to lower range kitchen remodels can have the highest return when you sell your home, but avoid going overboard. Most buyers don't like to pay extra for that professional 8-burner gas range or a fancy fridge. Replace missing drawers or those that no longer function. If your cabinets are outdated and beat up, a less expensive option to replacing them is resurfacing, which involves attaching a thin veneer to the surface, and replacing doors and hardware. Repair leaky facets, and replace stained or worn out sinks and fixtures. Consult with your real estate agent on counter tops - laminate instead of granite may be just fine..Then on Monday there was a report that Congressional negotiators were closing in on a government spending bill agreement after keeping the funding for Veterans Affairs Mission Act under the .4 trillion budget cap, a significant victory for the House Republicans who insisted on this provision, according to two congressional aides..I recently learned that my ex-spouse passed away due to the coronavirus. He was older than I am, and had already started Social Security. He was getting about ,875 before we divorced. I'm remarried now, but my husband hasn't started benefits. He's only working part time. Would I possibly qualify for Social Security widower's benefits based on my ex-husband's Social Security?.Medicare Part B premiums jumped .10 per month in 2020 - one of the biggest increases in recent years. While the Social Security cost-of-living adjustment increased benefits by 1.6 percent in 2020, Medicare Part B premiums climbed 6.7 percent, more..Joyce Heap was in end stage Alzheimer's disease, and living at a nursing home run by an Armenian couple, when her daughter Denise spotted suspicious charges on forms from her mother's Medicare drug plan. Denise Heap went online to find out what the drugs were, and she discovered her mother was supposedly receiving medications for conditions she didn't have, like breast cancer, asthma, and emphysema. Heap was convinced that someone used her mother's identity to bill Medicare for more than ,000 worth of medications in just three months..In the days ahead, many Senators will be holding town hall meetings in their home states. TSCL encourages its members and supporters to attend these events and to ask important questions about the BCRA, like the following two….Visit to participate in TSCL's annual Senior Survey..However, a modification to the bill is under consideration that would provide a portion of the income taxes collected on Social Security benefits to the Medicare Trust Fund in the same manner and amount as current law. That modification, however, would have a big impact on Social Security's cash flow in the earlier years. According to the Joint Committee on Taxation, the change would lower the total amount of revenues going into the Social Security Trust Fund by 1 billion over the 2020-2029 period, and would not prevent Social Security from becoming insolvent by 2036..Nearly twenty new initiatives were revealed at Monday's conference. In his speech, President Obama announced one that will encourage workers to save more for retirement by helping states create new workplace-based savings opportunities. Currently, around one-third of all employees do not have access to a workplace retirement plan. The initiative announced on Monday will "provide a clear path forward for states to create retirement savings programs" by the end of this year, President Obama said.

Womens Health Policy Issue Brief How Obgyns Adapted Provision Of Sexual And Reproductive Health Care During The Covid 19 Pandemic

There is real concern that many people who are treated for the coronavirus could end up with surprise medical bills. Because of that Democrats want to make health-care services free to people who contract the new coronavirus. If treatment were free, those with the virus wouldn't have to fear surprise medical bills. That would, of course, still leave unsolved the issue of surprise billing for other types of treatments..Your Part D drug plan would never tell you this, but the alarming fact is that there is no limit to what you might spend out-of-pocket for your prescriptions drugs in any given year. While this may not seem like much of a worry if you just take a few common generics, it becomes a far greater concern should you ever need high priced drugs - or have a medication bill of more than 0 per month. That could happen to any of us at any time..As our nation begins to deal with the problems of the long-term financing of Social Security, we face some very difficult decisions. To what extent should individuals be required to save for their own retirement and to what extent should the government provide for those who cannot or have not been able to save? Proposals for reform have yet to provide answers. … Continued

Issue Brief The Families First Coronavirus Response Act Summary Of Key Provisions

Even when you spend ,000 out-of-pocket, there are still out-of-pocket costs. At the catastrophic level of coverage there are smaller co-pays or 5% coinsurance, which can further lead to substantial out-of-pocket spending. In 2015, for example, Part D enrollees with out-of-pocket costs above the catastrophic threshold comprised just 2 percent of all enrollees, but their spending totaled 20 percent of enrollees' total out-of-pocket spending for the year, according to the Kaiser Family Foundation..Once again this week the impeachment of President Trump dominated the news involving Congress and Washington in general. Even so, work continued on a host of other issues, many of which are of great importance to seniors..The first day of each month - when big payments go out for Medicare reimbursements, military salaries, veterans' benefits, pensions for military and civilian federal employees and more - is particularly bad. The third day of each month and Wednesdays, when Social Security benefits go out, aren't great either. Interest payments to Treasury's creditors go out on the 15th and at the end of each month of beginning of the next. … Continued

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