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Daily exercise: According to a growing volume of scientific research, one of the biggest factors in protecting your brain from the effects of aging is the amount of exercise you get every day. Exercise helps reduce insulin resistance, reduce inflammation and stimulates chemicals in the brain that affect not only the health of brain cells but the abundance and survival of new brain cells. It also helps you sleep which can reduce memory problems. You don't have to sign up for gym membership. The standard recommendation often is about one half-hour of exercise daily that gets your heart pumping, or about 150 minutes a week. In addition to walking, riding a stationary bicycle or the treadmill, "exercise" can include things like dancing, gardening, raking leaves, mopping floors vigorously and climbing stairs..He said, "We have to work to do more to ensure that every older American has the resources and the support that they need to thrive. That challenge protecting our seniors, dealing with the rising costs of an aging generation, ensuring we have enough home care workers looking out for our family members, maximizing the contributions that older Americans can make to our country these challenges are just becoming more urgent.".Most Americans contribute 6.2 percent of every paycheck to Social Security, but due to the payroll tax cap, people earning more than 7,200 contribute nothing over that amount. Do you support legislation like the newly-introduced Social Security 2100 Act, which would extend the solvency of the program by requiring millionaires and billionaires to pay their fair share?.Editor's note: Telephone etiquette has changed! Ask around, and you'll probably discover that many people are letting their voice mail or answering systems screen calls. This is no longer considered rude - but acting in self - defense. Protect yourself from scam. Be defensive:.The age at which one applies for Social Security is the single biggest financial decision most of us will ever make, but TSCL's 2017 Senior Survey suggests that the vast majority of people claiming Social Security aren't getting the help they need. When survey participants were asked if they had received counseling from the Social Security Administration about the best age to start benefits, 77% of survey participants said no, and 71% said that prior to starting benefits they were unaware of the total lifetime benefit income they could expect to receive..Rep. Charles Gonzalez introduced this bill on January 26, 201It has since been referred to the Ways and Means Subcommittee on Social Security and to the Committee on Education and the Workforce..With the insolvency of the Social Security Disability program imminent, TSCL believes that lawmakers will be forced to take action, and soon, to enable the program to continue to pay benefits on time. "Don't let anyone lull you into thinking your benefits are safe," warns TSCL's Executive Director, Shannon Benton. "Congress has no plan in place to ensure that they are." To learn more about how you can join TSCL's efforts to protect your COLA and Social Security benefits, visit online at. or call toll free..Most of the money that Social Security pays out to current beneficiaries comes from payroll taxes. According to the Social Security Trustees, the program received 5.1 billion in payroll taxes in 201Social Security also received an estimated .9 billion from the taxation of Social Security benefits, and .9 billion in interest was earned on special issue non-marketable bonds held by the trust fund last year..This year, Social Security beneficiaries are receiving a COLA of just 0.3 percent, and in 2016, they received no COLA at all. Since 2012, COLAs have averaged 1 percent less than half of the 3 percent average during the decade prior but most beneficiaries have seen no benefit increase at all in several years due to rising Medicare Part B premiums.