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A second strategy that was changed permitted married couples who reached full retirement age to file a "restricted application" which allowed individuals to collect only a spousal benefit, while their own benefits continued to increase. Unlike file and suspend, this change applies to people younger than age 62 by the end of 2015, so you still can take advantage of some planning to maximize what you get..For the past 16 years, Johnson, has been helping friends and family members with the job of comparing health and drug plans. "It takes patience, but this is likely to be the best return on comparison shopping that you do all year," Johnson says. Here are some pointers:.Wilson Disease can cause organ or cognitive failure. Because no equivalent for Syprine exists, Heyman was forced to try an alternative treatment, Galzin, which costs her about 0 per year. Heyman said the change was made only under duress, because it does not remove the fatal build - up of copper in her system - just absorbs it - and the long - term consequences of the switch are still unknown..Coming Months Could be the Roughest Yet.Will you pay taxes on your Social Security benefits this year? Take TSCL's annual Senior Survey, visit..Omnibus Work Continues in Congress.The data certainly suggests this is the case. The years in which inflation as measured by the Consumer Price Index for Workers has been the highest, the difference in the chained CPI was the greatest. The average difference between the CPI-W and the chained CPI is 0.3 tenths of a percentage point. But in 2005 when Hurricane Katrina sent gas prices through the roof, the CPI-W paid a COLA of 4.1% the following year. The chained CPI would only have paid 3.4% - a difference of 0.7 tenths of a percentage point. In 2008 the CPI-W paid a COLA of 5.8% the following year. The chained CPI would have only paid 5.2%, a difference of 0.6 tenths of a percentage point..Efforts are quietly underway to lay the groundwork for a far-reaching fiscal deal that involves Social Security cost-of-living adjustments and Medicare benefits. White House officials and Senate Republicans have met in a series of private sessions in recent months. In his fiscal year 2014 budget, President Obama proposed reducing the growth in COLAs as well as raising Medicare premiums, reducing benefits of higher income seniors and increasing the Medicare eligibility age. Everything is still on the table, the pressure point being the debt limit. The government is expected to hit the debt limit ceiling the statutory borrowing limit - sometime this fall..Changes are looming for Medicare and Social Security. Make your opinion count. Take the monthly poll on TSCL's homepage. We'll announce the results in upcoming issues of this newsletter.

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Individuals with incomes above ,000, or couples with incomes above 0,000..It remains to be seen whether Republicans in the Senate will begin working with Democrats on legislation that would stabilize the health insurance markets, or whether they will shift their focus to other legislative priorities. Following the failed vote early Friday morning, Senate Majority Leader Mitch McConnell told his colleagues: "I regret that our efforts were simply not enough … It's time to move on.".This year, on Tuesday, February 16, Sen. Rob Portman of Ohio, will be reading Washington's address. Portman has announced that he will be retiring from the Senate when his term expires next year. … Continued

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The move is undoubtedly an attempt to head off political fall-out from what is turning into a major issue with senior voters in 2014 - President Obama's broken promise, "If you like your health plan, you can keep your health plan." According to a recent TSCL poll, 58% of seniors say that they are worried that their health plan could be cancelled this year. Seniors aren't the only ones who are worried - so are Members of Congress - from both sides of the aisle..A sixty-four billion dollar budget cut does nothing to prevent fraud to begin with, especially when investigators and stronger oversight through the judicial system during the determination process are critically needed. TSCL believes that funding should be appropriated for the Cooperative Disability Investigations Program. The CDI program continues to be one of the Social Security Administration's most successful initiatives to prevent fraud, returning an estimated for every spent in fighting fraud..In 2017, you are allowed to earn ,880 or in the months prior to full retirement age without any reduction to your benefits. If you earn more than that, Social Security will withhold in benefits for every over that amount. … Continued

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