What do you think? If you have not already done so, please take our 2019 Senior Survey at..But I was wrong..Choose a benefit period. The average stay for people in assisted living is 28 months, so you may want to consider a longer benefit..A new bill was introduced in the Senate this week that would lower costs for Americans with diabetes and other chronic diseases who have high-deductible health plans. This legislation would not affect seniors who are covered by Medicare, but it could be very helpful for seniors who are under 65 and still working and who only have high-deductible health insurance. Authored by Sens. John Thune and Tom Carper, the bill, called the Chronic Disease Management Act, would lower health care costs by allowing high-deductible health plans to provide chronic disease prevention services - including insulin for diabetes - to plan enrollees before they reach their plan deductible..I'm single and I live alone. When I retire this year I will receive payments from a 401 and a traditional IRA of approximately ,000. My annual Social Security benefit will be around ,000. Will my Social Security benefit be subject to income tax even though I will not be working?.Starting a new medication can sometimes take you by surprise when drug plans don't cover the drug or charge higher co-pays than you can afford. If you're having trouble covering the cost of your medicine, here are some things to try:.PBMs continue to leave American consumers and pharmacists in the dark about how their operations could be contributing to high prices. But to begin shedding light on the black box of prescription drug negotiations, I introduced the Public Disclosure of Drug Discounts Act. My legislation would require PBMs to publicly report their aggregate rebates, discounts, and other price concessions. Getting this information is a first step towards tackling the high cost of prescription drugs..Independent financial planners (who don't sell long term care.The Coronavirus Aid, Relief, and Economic Security of 2020, however, suspended the automatic Medicare cuts from taking effect between May 1, 2020 and December 31, 2020. "But the legislation extended cuts for an additional year beyond the current expiration date," Johnson notes. "That will mean that Medicare and Medicaid will continue to be subject to automatic cuts until 2030, 10 more years."

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With my first bill, the Save Social Security Act, we are keeping our promise to our seniors and strengthening Social Security. This legislation eliminates the Social Security tax break for people making over 0,000 a year, while maintaining it for income earned from the current cap of 7,200 up to 0,000. This is a fairer way to extend the life of the program. In fact, the Chief Actuary of the Social Security Administration found that my legislation would extend the program's solvency for another 30 years, keeping it on firm financial footing through 206At that point, it would also close 2/3 of the remaining gap, allowing Social Security to still pay 90 percent of benefits..Yet incredibly, despite the grim statistics, members of both parties are seeking common ground on deficit reduction, and COLAs remain the target of cuts. TSCL is fighting back and plans to deliver thousands of petitions protesting the cuts later this year..After weeks of debate by the House-Senate Conference Committee, President Obama signed the payroll tax holiday and temporary "doc fix" into law this week. Other action on Capitol Hill remained slow this week, as both Houses of Congress have adjourned for the Presidents Day Recess. … Continued

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The government will announce the 2017 COLA on October 18, 2016 and it remains to be seen whether Congress will take action to protect older Americans and state Medicaid budgets from unexpectedly high Medicare Part B premium costs. In response to similar circumstances last fall, Congress passed legislation that modified the Part B premium spike to the amount it would have increased if the hold harmless provision had not gone into effect..For people with incomes less than ,000, the monthly Medicare Part B premium in 2017 is 4, and Medicare Trustees expect it to stay at that amount in 201But the vast majority of retirees are paying a Part B premium that's far lower than 4 - about 0 or less - due to a special provision of law that protects Social Security benefits from reduction when Medicare Part B premiums rise more than the COLA raises benefits..Eligibility criteria vary according to the type of benefit. The amount of benefits is determined by things such as the worker's earning record, age when the benefit was started, and other factors. For more information about whether you might be eligible for any of the above types of benefits visit or call Social Security toll-free 772-1213. … Continued

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