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What to Do When Your Doctor Prescribes an Expensive Medication that Your Insurance Doesn't Cover.The benefit that you are entitled to receive on your own work record is less than the benefit you would receive on your ex-spouse's work record..President Trump has said that he wants to deliver on his promise to lower drug costs, but bipartisan legislation is required to cap costs and provide real cost savings for older Americans. If Congress fails to take action, older Americans will bear the increasing burden of higher drug spending through depleted savings, higher taxes, and a lower standard of living..You can use the Social Security Administration's earnings test calculator to see how earnings could affect your benefit payments..Costofliving adjustments are falling to anemic lows again in 201Seniors and the disabled will learn the 2013 increase on October 16, 2012, but TSCL expects the increase will be about 1.1%. That would raise the average monthly benefit .80 from ,126 to ,141.80 hardly enough to offset big expected spikes in food costs which are rising twice as fast. The rapid increase in home heating fuels and prescription drug costs also outstrips the COLA as well..If we closed this loophole, we could ensure that Social Security continues paying full benefits to every single American who pays in, just as they were promised..From there he moved to Association Growth Enterprises, where he was Director of Membership Development and Fund Raising for ten years. His primary clients were military retiree associations and his responsibilities included creative management of their membership acquisition and fund-raising programs..That's why I introduced the Seniors and Veterans Emergency Benefits Act to give seniors on Social Security, veterans, and people with disabilities a one-time payment of 1 to help cover this gap. The bill is fully paid for by closing a tax loophole that allows corporations to write off obscene bonuses to top executives as business expenses for their taxes.."Extra Help Basics," Medicare Interactive, The Medicare Rights Center, accessed on June 19, 2018.

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Out-of-pocket costs for dental, vision, audio, physical therapy and other services not covered by Medicare or other health insurance. This also includes equipment and supplies, like glasses, hearing aid batteries, dentures and implants..In the weeks ahead, The Senior Citizens League will be closely monitoring discussions in the House and Senate to repeal the ACA since they will impact older Americans in several ways. For instance, Medicare Part D beneficiaries who fall into the coverage gap or "doughnut hole" will face higher costs for their prescription drugs, and the Hospital Insurance Trust Fund that finances Medicare Part A will lose a critical stream of funding. For updates on the repeal of the ACA, visit the Legislative News section of our website, or follow TSCL on Facebook or Twitter..doctor are far less expensive when you get there under your own steam rather … Continued

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While TSCL strongly agrees that the time has come for Congress to take action on Social Security and Medicare, we question whether rescue committees would work as desired. Over the past 25 years there have been numerous committees and commissions that developed contentious plans to change Social Security and Medicare. None have been successful in getting their plans adopted as major legislation..Remember "Flo"? In 1999 she was the blond, perky, mature lady who came onto our TV screens telling us that she was here "to tell seniors about changes that affect our medicines." She would end by saying "I don't want big government in my medicine cabinet." Flo implied that, if Medicare provided a drug benefit for seniors, it would stifle research and development of new life-saving drugs coming to market and restrict access to drugs a patient was already taking..And drug list prices continue to increase every year. As health insurers and employers pay more, they often pass those costs to consumers in the form of higher premiums, deductibles, and copayments. … Continued