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You may well find that the best way to come out ahead is to pay out-of-pocket and brush your teeth regularly at least twice a day, for a full 2 minutes. If you don't already have a regular dentist, call around to find the most reasonable fees and to see if the dental practice is willing to provide "senior" discounts. If you have good oral health and few health or dental problems, ask the dentist if you can stretch your exams out to every 9 months instead of twice a year, and space out X-rays..You can contribute to more than one IRA. It's possible to have a traditional IRA, one or more 401s and a Roth IRA or Roth 40You can contribute to as many as you want but the total you may contribute is limited to a maximum amount that is adjusted annually and the type of account..One of the Biggest Financial Mistakes You Can Make In Retirement.The Senior Citizens League is pleased that Congress has successfully negotiated a repeal of the SGR, since the flawed formula has not worked as intended for twelve years. It has called for physician pay cuts some as steep as 30 percent more than seventeen times, threatening access to quality medical care for beneficiaries. We are hopeful that the new payment system will bring increased stability to the Medicare program..The White House budget released earlier this year proposes to establish an out-of-pocket limit to the Part D benefit by phasing down beneficiary co-insurance in the catastrophic coverage phase of the benefit from 5 percent to no-cost sharing over four years, beginning in 201While this is better than nothing, the proposals make other changes shifting significant costs to Part D plans which would likely be passed on to consumers in higher premium costs and higher drug costs for the sickest people who hit the pre-catastrophic Part D gap. One analyst has estimated those costs would average ,000. In addition, there is no proposal at all that would allow Medicare to negotiate drug prices.."8 Lawmakers Arrested At Immigration Rally," Seung Min Kim, Politico, October 8, 201"House Republicans Still Drafting Several More Immigration Bills," David Harrison, CQ Roll Call, October 23, 2013..In addition to the care given at the hospital, the staff travels to nursing homes and other care facilities to administer needed medical tests. This hospital alone is responsible for more than 250,000 lab tests a year. When I spoke to the hospital's CEO he told me the hospital doesn't recover its costs on those tests. "We do them because the patients in the nursing homes need us," he said..Physicians have another medication at their disposal for treating diabetes after the Food and Drug Administration has now approved a new long-acting insulin product derived from the established drug Lantus..Petition to Congress in Support of a Social Security Guarantee

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Action on Capitol Hill remained slow this week, as both Houses of Congress have adjourned for the August recess. However, The Senior Citizens League did see support grow for two key pieces of legislation..Despite opposition to the AHCA from many in Washington including TSCL the House Budget Committee advanced the bill on Thursday with a vote of 19-1It now moves to the House Rules Committee, and leaders in Congress are predicting votes on the House floor could occur as early as next week. In the Senate, votes are expected before the holiday recess begins on April 7th..The following chart illustrates how survey participants responded a year ago. … Continued

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Wall Street economists are in the midst of a growing debate over whether we are in for "the return of inflation.".Compare that to retiring early at age 6She'll lose ,437 in Social Security income. Her starting benefit will be permanently reduced by 25% to ,225, and even with receiving benefits over more years she'll receive only 3,228 over the course of her retirement. Her final benefit would be ,438..With President Obama pushing for an immigration bill "by the end of the summer," Congress is rapidly moving major immigration reform legislation. Under the bill passed in the Senate, an estimated 8-11 million unauthorized immigrants would receive work authorization, giving them access to Social Security numbers and with it entitlement to Social Security and Medicare benefits with ten years of earnings. … Continued

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