Senators Urge Action on Drug Prices.Medicare Part B premiums jumped .10 per month in 2020 - one of the biggest increases in recent years. While the Social Security cost-of-living adjustment increased benefits by 1.6 percent in 2020, Medicare Part B premiums climbed 6.7 percent, more..I'm going to look for my checks, but first I need to put the soda aside so that I don't accidentally knock it over..Let's be clear about this. No one is saying that the effort to cut Medicare and/or Social Security will come this year or next..Recently, I received my letter from Social Security telling me that I've reached my full retirement age and I can start unreduced benefits. The letter itself devotes a mere two sentences to the most valuable thing everyone needs to know - that Social Security benefits increase by 8% for each year one delays benefits up to age 70. Eight percent per year is an incredible guaranteed rate of return that would be very difficult to achieve almost any other way..Buying a car is fraught with pitfalls where anyone must tread carefully and thoroughly sleuth out hidden mechanical and financial defects. Indeed, it sounds as though your brother has been taken for a ride by a predatory auto loan. According to information found an organization that provides help and information about loans and managing debt - predatory lending is any lending practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that the borrower doesn't need, doesn't want, or can't afford. In recent years, such sub-prime auto loans have soared, and now state and federal agencies are starting to look into some big name lenders who cater to people with less-than-perfect credit records..In addition, the legislation froze the income thresholds at which the higher premiums are triggered so more seniors will have to pay the higher premiums as incomes gradually grow over time. TSCL's Legislative Assistant, Mike Watson, estimates that "individual seniors who made between ,000 and ,000 in 2010 could be subjected to the 'means test' in 2019, because of the frozen income thresholds. In addition, if the income thresholds for the 'means test' were allowed to increase, they would rise to about 0,500 to 1,800 in 2019.".Sleep: Deep sleep helps the brain store and retain new facts and information. But the structural changes to our brain as we age interferes with the quality of our sleep. That in turn reduces our ability to store memories for the long term. To improve focus and memory, get better sleep. That's not always easy for people 65 and over, and there may be times when you need to speak to a doctor. The nonprofit Helpguide.org has tips on how to sleep better as we age..Since 2000, Social Security benefits have lost 23 percent of their purchasing power due to inaccurate inflation adjustments based on the CPI-W. This year, for instance, seniors would be receiving a 2.1 percent Social Security benefit increase if the COLA were based on the CPI-E. Instead, they are receiving a 0.3 percent COLA that is offset completely by increased Medicare Part B premiums.

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Social Security beneficiaries received a 2.8% cost-of-living adjustment this year, but millions of older Americans with low benefits have seen their increases completely offset by higher Medicare Part B premiums. Do you support the Fair COLA for Seniors Act, which would give beneficiaries a more adequate Social Security COLA?.In 2016, seniors who depend on Social Security to make ends meet received no annual cost of living increase. Social Security is supposed to be indexed to inflation so that when prices go up, benefits go up too. But Congress's formula isn't geared to what older Americans actually spend. So even though the cost of core goods and services has gone up, seniors who are already struggling to scrape by to cover rent and exploding prescription drug prices, are scrambling..I turn 66 this year and my wife is 6Neither one of us has started Social Security. We receive health insurance through my employer. Do we need to sign up for Medicare yet? … Continued

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TSCL supports legislation that would provide a more fair and adequate Social Security benefit by calculating COLAs using the Consumer Price Index for Elderly to calculate the annual increase. How do low Social Security increases and rapidly rising costs affecting you? TSCL wants to hear from you! Visit..Plan to compare your drug plan options during the fall Open Enrollment Period that starts October 15th and runs through December 7th. Chances are you will find a much lower-costing plan that will save you a bundle in 2014 if you switch plans..Medicare fraud, abuse, and wasteful spending are problems that continue to affect all Americans. Attorney General Eric Holder estimates that fraudulent Medicare activities cost taxpayers an estimated billion a year. The staggering figure has contributed to rising costs that are passed on to beneficiaries. Lawmakers and administrators are seeking alternative measures to reign in Medicare's out-of-control costs to seniors. … Continued

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